Is Auto Repair Insurance Worth the Price?

How do you feel about auto insurance? If you’re like most people, then you probably have some strong feelings about it. Auto insurance is important. And all drivers have to have it, even if it feels like it never works out in your favor. But what about auto repair insurance? If you’re not sure what that is, you might be in for a surprise. Many drivers think their insurance comes with auto repair coverage. But that’s not always the case. In fact, many people don’t have auto repair coverage at all.

What is Auto Repair Insurance?

Some insurance companies offer car repair insurance to cover both major and minor auto repairs. Like most insurance plans, there are multiple levels of coverage you can choose from. Typically, the larger insurance companies offer this service more often than the smaller companies. In most cases, auto repair insurance is best suited for drivers with newer or low-mileage vehicles to protect against unexpected problems. Older vehicles tend to break down more, so they are more expensive to insure.

Alternatives to Auto Repair Insurance

If you don’t like the idea of purchasing more insurance because you’re not happy with you already have, getting an extended warranty is another option. When you purchase an extended warranty you often get the same type of coverage you would get with auto repair insurance. You don’t have to worry about the high insurance fees or the lack of coverage you might end up with.

Essentially, both of these options are forms of insurance and that means if nothing ever goes wrong with your vehicle then you’re really just giving that money away. But that’s how insurance works, right?

Is it Worth it?

For some drivers, having auto repair insurance might be worth the price. But at the same time, many of the repairs that might be needed are likely already covered under the manufacturer’s standard warranty. If that were the case, then paying for auto repair insurance would be a waste of money. As cars get older, having an extended warranty will usually cover the cost of auto repairs and service. So in most cases, most drivers won’t benefit from having auto repair insurance.

No Auto Repair Insurance – No Problem

Everyone is supposed to have auto insurance, by law. However, auto insurance varies a lot and your coverage might be very different from what someone else has. And, in many cases people don’t have as much coverage as they think they do. The fact is, most insurance policies don’t include auto repair insurance, meaning if your vehicle needs repairs you’re 100 percent responsible for the bill. Whether or not you pay extra for auto repair insurance depends on your situation.

But the good news is at Hoesly Eco Automotive, we’ll service your vehicle whether you have this type of insurance or not. If you haven’t had your car, truck, crossover, or SUV serviced in awhile, or you need any kind of repair, now is a good time to schedule an appointment with Hoesly Eco Automotive. We’ll work with you whether you have auto repair insurance, or not. So come see us at Hoesly Eco Automotive for all of your auto repair needs. Just call us at 360-695-5871 or click here to set up an appointment online

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