The only thing worse about needing car repairs, is not having enough cash on hand to be able to pay for them. Auto repairs can be expensive. And not everyone has disposable cash at any given time of the month. But if your car breaks down and you need it repaired ASAP, you don’t have the luxury of waiting till you get paid again.
Fortunately, you can still get your vehicle repaired, thanks to several financing options. However, they aren’t all created equally. There are some independent auto repair financing options, but we also offer financing to qualified customers, here at Hoesly through a partnership with Synchrony Financial. But first let’s take a look at some of the other options available.
Pay With a Credit Card – the quickest and easiest way to pay for something you don’t have cash for is with a credit card. However, unless you can pay it off quickly this is going to cost you a lot more in the long run. Many credit cards have high interest rates, so your final bill will end up being much larger if it takes several months to pay it off. If you can open a new card with six months no interest and pay it off before the six months is over, this could be a good way to go. Just be sure you understand all the terms and conditions.
Get a Payday Loan – if you’re struggling to pay for auto repairs and your credit isn’t sparkling clean, another option is a payday loan. However, when you take out a payday loan, you are going to pay a high interest rate and you are expected to pay the loan back as soon as you get you next paycheck. So, this is not the best option for a lot of people.
Take out Bank Loan – most people wouldn’t consider taking out a loan from a bank or credit union to pay for car repairs, but this is one of the better options. Typically, these loans offer low-interest rates and longer payback windows. You will need to have some collateral and good credit, but it is easier to pay off a bank loan than some of these other options.
What About a Title Loan – this is usually a last resort option. Title loans are legal in Washington, and you could get up to $10,000 or more, as long as you own your vehicle and have no liens on the title. However, title loans have a high interest rate and the window for payback is short. But, if you don’t have any other options and you need your vehicle fixed ASAP, then a title loan could be an option.
Finance Your Auto Repairs with Hoesly Eco Automotive
Being without a vehicle is a tough situation. We know how much you rely on your car every day. And we also know that sometimes people don’t have enough cash available to pay for auto repairs. So, if you need service on your car, truck, crossover, or SUV right away, but you don’t have the money to pay for it, then check out some of these options, including Synchrony Financial.
Hoesly Automotive Is Here to Help
If you need auto repairs that can’t wait, then click here to see if you qualify for the Synchrony Car Care option. And when you need auto repairs in Vancouver WA, please contact us for your next service or repair. Call 360-695-5871 or click here to set up an appointment online.
We are your trusted auto repair shop for numerous makes and models, including:
Mazda auto repair in Vancouver, WA
Subaru auto repair in Vancouver, WA
Toyota auto repair in Vancouver, WA
Nissan auto repair in Vancouver, WA
Hybrid auto repair in Vancouver, WA
Chevy auto repair in Vancouver, WA
Ford auto repair in Vancouver, WA
Honda auto repair in Vancouver, WA
Chrysler auto repair in Vancouver, WA